Memphis Real Estate Blog

How Your Credit Score Affects the Terms of Your Home LoanCredit scores can be difficult to think about sometimes, but potential home buyers need to understand them before they start their real estate journey. Those three numbers can set the course for the entire process, so it's crucial for setting the right expectations and avoiding potential pitfalls. Lenders can be industrious when it comes to handling people with less-than-perfect credit scores, and their tactics can land buyers in hot water if they're not careful.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

Savings and Loans

Conventional loans for homes offer very few provisions and contingencies, which is why they can be so attractive to home

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Lighting Guide for HomeownersHome lighting can make a big impact on the way people feel when they're indoors. For homeowners living in homes with poor lighting, there are many things that can be done to make improvements. These lighting tips can help homeowners save money while making their homes more attractive and functional with modern lighting.

Go Natural

Natural lighting is free and attractive. Bringing more natural light into the home can make it a more relaxing place to spend time indoors. Even if the windows in a room are small, there are many things that can be done to allow more light in through the windows.

  • Remove heavy curtains and replace them with sheers.
  • Place mirrors on the walls opposite the windows to bounce natural light around the room.
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Why Worry About Mold in a HomeMold is not only unsightly. There are multiple issues that may arise when homeowners actually observe mold growing between bathroom tiles, in crawlspaces and other damp spaces. Homeowners who ignore mold in their home may put themselves and their home equity at risk. Understand that mold can be a serious issue in a number of ways. Homeowners should realize how important it is to address signs of mold and prevent a reoccurrence.

Different Types of Mold and Homeowner Health

There are a many types of mold. Even non-toxic forms of mold can exacerbate existing health conditions. Occupants may suffer flare-ups of symptoms or develop allergies due to mold in a home. Mold spores can easily spread throughout a home and linger on carpets and fabrics.

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Today's Top Siding Replacement OptionsIt may simply be time to replace cracked home siding or a homeowner may want to sell their home. New siding options often perform better than previous siding choices. In addition, potential homebuyers appreciate the fresh look and the protection offered from new home siding.

Learn more about some of the best options when it comes time to replace old home siding.

Replacement of Siding

Sometimes power washing is not enough and the integrity of original siding may need to be addressed. Loose and cracked siding panels may allow the elements and insects to enter the supportive structures of a home. Older siding that has faded or has become less resistant to heavy winds may need to be replaced. When replacing siding is the only option, check

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Bidding War InformationBidding wars are common in competitive housing markets. Home buyers who find themselves in a bidding war can take steps to win, or at least to give themselves an advantage over the other buyers. Getting pre-approved, writing a letter to the sellers, staying flexible with the terms of the contract and working with a qualified real estate agent can help the buyer to stand out among other buyers.

Get Pre-Approved

Pre-qualification is the first step in applying for a mortgage. Getting pre-qualified is easy, but it's also less meaningful than pre-approval. Taking the time to get pre-approved can help ensure that a home buyer's offer on a home will stand out among other offers. Of course, once an offer is already put down on the home, it's too late

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Tools Every New Homeowner Should HaveIt's common for new homeowners who have just purchased a home to spend a lot of time making home improvements. To get those home improvements done, they need to have tools. Some new homeowners buy their tools as they need them, but others prefer to start with a small collection of useful tools to have on hand at all times. The following tools are helpful for homeowners who find themselves doing a variety of home improvement tasks, from painting to installing shelving and blinds.

General Tools to Keep Around the Home

The most basic tools that homeowners can own include:

  • Hammer
  • Nails
  • Screws
  • Screw drivers
  • Adjustable wrench
  • Pliers

These tools come in handy for a variety of tasks including installing pictures and blinds,

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What You Should Know About New Home Building TechnologiesHome building has been experiencing rapid growth in terms of technology. It seemed to go from being stuck in the past to being propelled into the future practically overnight. This fast-forward effect has meant a very uneven distribution in terms of technology adoption, with most construction crews still using traditional building methods. Slowly but surely though, builders, investors, and real estate professionals of all kinds are getting a taste of what it means to live in the modern world with the following new breakthroughs on the scene.

More Details, More Insights

New technology is making it easier to scout locations like never before. With the help of drones and 3D scanners, developers can check out large sites without the need to even

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What's New in Sustainable ConstructionThe construction industry has been criticized in the past for failing to adapt technology to fit home buyers' needs, but this stereotype is quickly changing as more companies see how green products can help homeowners save money and the planet. From the futuristic windows with Wi-Fi to prehistoric rammed Earth, the green movement is exploring practically every possibility available. Homeowners who learn about it today have a better chance of knowing what to look for in a building tomorrow.

Solar and Geothermal Heating

Homeowners now have two choices if they're looking for sustainable heating in the form of geothermal heating and solar panels. Geothermal heating relies on building pipes below the surface ground to moderate the temperature of

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Myths About Millennial Home BuyingMillennials, the generation born between 1981 and 2001, are beginning to reach the age of homeownership. Many Millennials misunderstand the home buying market. These common myths can stand in the way of Millennial home buyers, preventing them from making their first home purchase.

Myth #1: Millennial Student Debt Prevents Them From Buying a Home

Many Millennials are faced with large student loan balances. Many believe that their student loan debt prevents them from buying a home.

Budgeting is an important part of purchasing a home. Many Millennials who have student loan debt can still afford to buy a house, provided that they buy within their means. In fact, it's common for home buyers to secure a mortgage with payments less than their

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7 Marketing Tips Every Home Seller Can UseSelling a home may easily be the largest transaction most people will be involved in. While it takes determination and focus to sell a home, most home sellers are not real estate experts, but using some expert marketing could really help with selling a home. With these tips, sellers can increase their home's exposure and ensure that the right buyers find it quickly.

Get a Reliable Agent

Every aspect of the home selling process demands expertise. Sellers who try to handle it on their own are more likely to price the home incorrectly and possibly lose money on the transaction. A reliable agent who is experienced in the use of modern home marketing tools will be able to help sellers target their selling tactics to the right arenas. This way,

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